Household Budget Worksheet
Use this budget worksheet to get control of your monthly living expenses.
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A good budget helps you reach your spending and savings goals. Work out your proposed household budget by inputting your sources of income and projected expenses into Kiplinger's worksheet below.
You can add and delete rows in each section and change the labels for each expense or income source as much as you like, so the sheet reflects your personal finances. Return and repeat as you track your actual spending.
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Carla Ayers is the eCommerce and Personal Finance Editor at Kiplinger, where she covers consumer spending, savings strategies and real estate trends. Since joining in 2024, she has focused on delivering practical, service-driven advice to help readers make smarter financial decisions.
Her background spans commercial and residential real estate, bringing firsthand insight to her work. She has written for Rocket Mortgage, Inman, the National Association of Realtors and other industry publications.
Carla is passionate about making complex topics clear and actionable, meeting readers where they are with timely guidance. Get personal finance insights delivered straight to your inbox with Kiplinger’s free newsletter, A Step Ahead.